IOU Claims

{
  "hash": {/*alg,typ,val*/},
  "data": {
    "iss": "issued-in",  // issuer domain        "wallet.example.com"
    "sub": "subject",    // issuer address       "wAliceAddress123"
    "aud": "audience",   // authorized claimers  "wBobAddress456"
    "amt": "amount",     // units to transfer    "50.00000000001"
    "alw": "allowance",  // credit to grant      "21000000"
    "cur": "currency",   // unit of account      "AbCdE12345"
    "nce": "nonce",      // for replay attacks   "9876543210"
    "ref": "reference",  // custom info          "foo-bar-baz"

  },
  "sigs": [/*signatures*/]
}
{
  "iss": "issued-in",  // issuer domain        "wallet.example.com"
  ...
  "iat": "issued-at", // creation date "2008-10-31T00:00:00.000Z"
  "nbf": "not-before", // valid from "2009-01-03T00:00:00.000Z"
  "exp": "expires" // valid until "2140-05-07T12:00:00.000Z"
}

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